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Buying Your First Car
- First Time Buyers Cars
Buying your first car is so exciting! Whether you have passed your test or not, you can taste the freedom your about to get, which is brilliant. It is often said that learning to drive is one of the biggest achievements people make in life and we agree as you have worked so hard to get here. So we know you are chomping at the bit to get that first car. However, there are a few things to consider and a bit of shopping around to do first!
Deciding What Car To Buy
As much as we would all love the latest and greatest car which all the added features, we think sticking to cheap and cheerful is best when buying your first car. You are new to the road and independent driving so there are chances of a few bumps and scrapes when you first get out there.
Things to consider when looking for a car
Mileage ( A car with very high mileage won`t last you very long
Insurance pricing (get quotes online to estimate the cost)
What is the car for (Is it just a run around or will you be relying on it daily to travel some distance to work?)
Buying privately cuts out the middle man and there`s loads of ways to do it; through family or friends or through sites such as Auto Trader, Facebook, Gumtree and many more. Buying privately means you will be buying a second hand car, which is what the majority of new drivers opt for. Purchasing your car privately has loads of benefits, most importantly it tends to be the cheapest way to buy a second hand car. However, there are always risks involved so stay smart when buying this way.
Here are some top tips for buying a privately owned car
Check the car out in daylight and good weather
Never go alone, take someone with you who knows what they are doing and what questions to ask
Take the car for a thorough test drive
Be sure to be clear on what you are getting for the price
Ensure the registered owner is with the car and has all the relevant documentation
Get an insurance quote before you pay up
Another great way to buy second hand cars, pricing can be slightly higher than when buying privately but buying trade can give you more security such as warranty and deals on servicing and MOT`s. Trade places tend to have a selection of cars ideal for new drivers.
Buying Brand New
Buying your first car brand new is definitely not for everyone`s budget, the obvious benefits of buying this way means you have a higher level of security on the car should it have any unexpected faults. You can buy a car outright, however cars lose a lot of value as soon as they are driven out of the showroom. There are also many finance options for customers to choose from, most popular is PCP. PCP stands for Personal Contact Payments, this is a process where you usually pay a deposit for the car and then monthly payments for around three years. After the three years you have the option to return the car, begin a new finance agreement, or pay the remaining amount of the car making it yours.
We would like to think the world is full of honest and good people however sadly this isn`t the case. Be cautious and thorough when buying a car, we would hate for hard earned money to go to waste.
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